Companies often sendcustomers personalized best preapproval credit cards offers after reviewing their credit profiles. Pre-approved offers are often sent to those that, according to the company, are more likely to get approved. Pre-approved credit cards are those offered by issuing companies that guarantee approval.
Top listed Best Pre-Approved Credit Cards –
- First Access Visa Card – This card is designed to reveal their credit to people with bad credit records. It is an unsecured card builtespecially for people who need some financial space to repair their credit. It does not require a collateral deposit.
- FIT Platinum Mastercard – The FIT MasterCard by continental finance is the solution to the financial problems. This card can be helpful to people with bad or limited credit histories to repair and rebuild their credit. It does not require a healthy credit record.
- Indigo Card- The Indigo Platinum Mastercard is an excellent option to build a credit score and add positive information to the credit record. This card is equally helpful for students and people with no credits. Indigo card is available with both pre-approved and pre-qualified offers. The pre-approval card does not affect the credit scores. It sends reports to the three major credit bureaus.
A pre-approved card offer suggests that the company has run a credit check on the customers and given them a green signal for card approval. It is essential to know that a pre-approval offer is not a confirmation message from the company; one still needs to apply for a card formally.